Did your first paycheck of 2013 feel short?

Many people are in for an unpleasant surprise when they get their first paycheck in 2013: withholding taxes went up and net pay will be less. My first pay was actually more because there was no health insurance deduction; however, the numbers did not add up. I checked the pay stubs online and compared the tax deductions to the prior pay stub and sure enough, federal, state &FICA withholding went up significantly